Fixed Deposit vs Debt Funds

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Fixed Deposit
Debt Fund
Submit
Pre-Tax Return Investment Amount Redeemed / Maturity Amount Total Interest / Profit Amount Annual Interest / Return (%)
Fixed Deposit 100000 107100.67 7100.669999999998 7.08
HDFC Dynamic Debt Fund - Growth Option 100000 109,883 9,883 9.86
Post Tax Return Pre-tax Interest / Profit Amount Capital Gains Tax Indexed Amount Income / Capital Gains Tax Post Tax Interest / Profit Amount
Fixed Deposit 7100.669999999998 Not Applicable Not Applicable 2130.2 4970.470000000001
HDFC Dynamic Debt Fund - Growth Option 9,883 Short Term Not Applicable 2,965 6,918

Note: The Fixed deposit interest rate is based on historical State Bank of India Fixed deposit rates for different deposit terms. Short Term if term is less than 3 years. Long Term if term is more than three Years.

Top Performing Debt Mutual Funds


Scheme
Name		 Launch Date Expense Ratio (%) 1-Year Ret (%) 2-Yrs Ret (%) 3-Yrs Ret (%) 5-Yrs Ret (%) 10-Yrs Ret (%) Since Launch Ret (%)
Bandhan Dynamic Bond Reg Gr 01-12-2008 1.58 12.39 8.88 5.76 6.46 7.76 7.76
DSP Strategic Bond Reg Gr 16-05-2007 1.19 11.46 9.23 6.39 6.89 7.61 6.95
Kotak Dynamic Bond Reg Gr 26-05-2008 1.33 11.03 8.59 6.02 6.77 7.96 8.08
Quantum Dynamic Bond Reg Gr 05-04-2017 0.96 10.81 8.94 6.72 6.88 - 6.92
360 ONE Dynamic Bond Reg Gr 24-06-2013 0.52 10.63 8.37 6.57 6.76 7.24 6.88
SBI Dynamic Bond Reg Gr 10-02-2004 1.45 9.85 8.45 6.56 6.64 7.93 6.1
HSBC Dynamic Bond Fund Reg Gr 01-01-2013 0.78 9.84 7.59 5.63 5.87 7.39 5.85
Nippon India Dynamic Bond Gr Gr 05-11-2004 0.71 9.83 8.42 5.83 6.23 7.2 6.51
HDFC Dynamic Debt Gr 28-04-1997 1.55 9.81 7.94 5.43 6.77 6.76 8.12
Union Dynamic Bond Gr 13-02-2012 1.5 9.8 7.92 4.9 5.62 6.36 6.49
PGIM India Dynamic Bond Gr 12-01-2012 1.64 9.8 7.51 5.48 5.76 7.53 7.46
ABSL Dynamic Bond Gr Reg 27-09-2004 1.23 9.74 8.06 7.07 6.05 6.82 7.63
UTI Dynamic Bond Reg Gr 23-06-2010 1.54 9.53 7.46 7.91 8.27 7.12 7.81
Mahindra Manulife Dynamic Bond Fund Reg Gr 01-08-2018 1.57 9.44 7.6 4.78 4.75 - 5.09
Canara Robeco Dynamic Bond Reg Gr 29-05-2009 1.75 9.34 7.25 5.17 5.31 6.76 6.96
Axis Dynamic Bond Reg Gr 01-04-2011 0.57 9.25 8.14 5.68 6.85 7.74 7.93
Baroda BNP Paribas Dynamic Bond Fund Gr 01-01-2013 1.69 9.23 7.9 5.94 5.8 6.91 7.28
ITI Dynamic Bond Fund Reg Gr 14-07-2021 1.19 8.8 7.11 5.74 - - 5.65
ICICI Pru All Seasons Bond Gr 01-05-2009 1.31 8.66 7.97 6.44 7.44 8.44 8.39
JM Dynamic Debt Reg Gr 25-06-2003 0.97 8.4 7.31 5.82 5.63 6.74 6.61
Groww Dynamic Bond Reg Gr 30-11-2018 1.45 8.02 6.47 4.86 5.16 - 5.92
Mirae Asset Dynamic Bond Reg Gr 05-03-2017 1.08 7.57 6.88 4.61 5.29 - 5.77