Fixed Deposit vs Debt Funds

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Fixed Deposit
Debt Fund
Submit
Pre-Tax Return Investment Amount Redeemed / Maturity Amount Total Interest / Profit Amount Annual Interest / Return (%)
Fixed Deposit 100000 106975.37 6975.369999999995 6.98
HDFC Dynamic Debt Fund - Growth Option 100000 102,359 2,359 2.36
Post Tax Return Pre-tax Interest / Profit Amount Capital Gains Tax Indexed Amount Income / Capital Gains Tax Post Tax Interest / Profit Amount
Fixed Deposit 6975.369999999995 Not Applicable Not Applicable 2092.61 4882.759999999995
HDFC Dynamic Debt Fund - Growth Option 2,359 Short Term Not Applicable 708 1,651

Note: The Fixed deposit interest rate is based on historical State Bank of India Fixed deposit rates for different deposit terms. Short Term if term is less than 3 years. Long Term if term is more than three Years.

Top Performing Debt Mutual Funds


Scheme
Name		 Launch Date Expense Ratio (%) 1-Year Ret (%) 2-Yrs Ret (%) 3-Yrs Ret (%) 5-Yrs Ret (%) 10-Yrs Ret (%) Since Launch Ret (%)
360 One Dynamic Bond Reg Gr 24-06-2013 0.59 4.98 7.82 7.73 6.73 6.82 6.91
Mirae Asset Dynamic Bond Reg Gr 05-03-2017 1.02 4.87 6.54 6.32 4.99 - 5.84
Axis Dynamic Bond Reg Gr 01-04-2011 0.62 4.6 7.15 6.95 5.86 7.21 7.78
Bandhan Dynamic Bond Reg Gr 01-12-2008 1.6 4.59 5.44 6.37 5.24 6.88 7.44
ICICI Pru All Seasons Bond Gr 01-05-2009 1.27 4.33 6.87 7.01 6.34 7.76 8.2
ABSL Dynamic Bond Gr Reg 27-09-2004 1.22 4.19 6.99 7.05 6.69 6.08 7.53
ABSL Dynamic Bond-DisciplIne Advtg Gr 30-03-2009 1.22 4.19 6.99 7.05 6.68 6.08 7.27
Nippon India Dynamic Bond Gr Gr 05-11-2004 0.74 3.91 7.26 7.0 5.89 6.69 6.51
Kotak Dynamic Bond Reg Gr 26-05-2008 1.33 3.86 6.18 6.81 5.73 7.3 7.8
SBI Dynamic Bond Reg Gr 10-02-2004 1.37 3.81 6.15 6.47 5.94 7.12 6.04
UTI Dynamic Bond Reg Gr 23-06-2010 1.68 3.47 6.3 6.51 8.7 6.54 7.58
MahIndra Manulife Dynamic Bond Fund Reg Gr 01-08-2018 1.51 3.37 5.86 6.16 4.8 - 5.13
Quantum Dynamic Bond Reg Gr 05-04-2017 0.99 2.67 5.9 6.66 6.07 - 6.6
JM Dynamic Debt Reg Gr 25-06-2003 0.96 2.64 6.23 6.24 5.63 6.21 6.54
HSBC Dynamic Bond Fund Reg Gr 01-01-2013 0.61 2.63 5.82 6.27 5.31 6.48 5.78
HDFC Dynamic Debt Gr 28-04-1997 1.42 2.36 5.26 5.96 6.04 5.86 7.9
PGIM India Dynamic Bond Gr 12-01-2012 1.66 2.01 5.27 5.91 5.03 6.6 7.1
Groww Dynamic Term Fund Reg Plan Gr 30-11-2018 1.46 1.45 4.3 4.67 4.4 - 5.36
DSP Strategic Bond Reg Gr 16-05-2007 1.2 1.18 4.63 5.76 5.28 6.57 6.62
ITI Dynamic Bond Fund Reg Gr 14-07-2021 1.15 1.04 4.74 5.52 - - 5.06
Canara Robeco Dynamic Bond Reg Gr 29-05-2009 1.69 0.89 3.92 4.72 4.29 5.75 6.57
Baroda BNP Paribas Dynamic Bond Fund Gr 23-09-2004 1.7 0.79 4.59 5.26 4.97 5.94 7.29
Union Dynamic Bond Gr 13-02-2012 1.55 -0.19 4.05 4.89 4.19 5.47 6.08