Fixed Deposit vs Debt Funds

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Fixed Deposit
Debt Fund
Submit
Pre-Tax Return Investment Amount Redeemed / Maturity Amount Total Interest / Profit Amount Annual Interest / Return (%)
Fixed Deposit 100000 106975.37 6975.369999999995 6.98
HDFC Dynamic Debt Fund - Growth Option 100000 105,022 5,022 5.02
Post Tax Return Pre-tax Interest / Profit Amount Capital Gains Tax Indexed Amount Income / Capital Gains Tax Post Tax Interest / Profit Amount
Fixed Deposit 6975.369999999995 Not Applicable Not Applicable 2092.61 4882.759999999995
HDFC Dynamic Debt Fund - Growth Option 5,022 Short Term Not Applicable 1,507 3,516

Note: The Fixed deposit interest rate is based on historical State Bank of India Fixed deposit rates for different deposit terms. Short Term if term is less than 3 years. Long Term if term is more than three Years.

Top Performing Debt Mutual Funds


Scheme
Name		 Launch Date Expense Ratio (%) 1-Year Ret (%) 2-Yrs Ret (%) 3-Yrs Ret (%) 5-Yrs Ret (%) 10-Yrs Ret (%) Since Launch Ret (%)
360 ONE Dynamic Bond Reg Gr 24-06-2013 0.52 8.46 9.59 8.34 6.92 6.99 7.01
Nippon India Dynamic Bond Gr Gr 05-11-2004 0.74 7.72 8.78 8.18 5.59 6.8 6.56
JM Dynamic Debt Reg Gr 25-06-2003 0.98 7.71 8.04 7.43 5.69 6.6 6.66
ICICI Pru All Seasons Bond Gr 01-05-2009 1.28 7.67 8.13 7.82 6.44 7.97 8.35
Axis Dynamic Bond Reg Gr 01-04-2011 0.63 7.41 8.26 7.77 5.6 7.3 7.88
ABSL Dynamic Bond Gr Reg 27-09-2004 0.0 7.3 8.48 7.75 6.84 6.25 7.61
ABSL Dynamic Bond-Discipline Advtg Gr 30-03-2009 0.0 7.3 8.47 7.74 6.83 6.24 7.36
Mirae Asset Dynamic Bond Reg Gr 05-03-2017 1.02 7.19 7.37 6.86 4.69 - 5.92
Quantum Dynamic Bond Reg Gr 05-04-2017 1.02 6.62 8.55 7.99 6.11 - 6.87
Mahindra Manulife Dynamic Bond Fund Reg Gr 01-08-2018 1.57 6.49 7.88 7.1 4.74 - 5.27
UTI Dynamic Bond Reg Gr 23-06-2010 1.55 6.49 7.92 7.09 8.31 6.61 7.71
HSBC Dynamic Bond Fund Reg Gr 01-01-2013 0.78 6.18 7.93 7.07 5.01 6.73 5.86
SBI Dynamic Bond Reg Gr 10-02-2004 1.41 6.06 7.81 7.53 5.54 7.34 6.08
Kotak Dynamic Bond Reg Gr 26-05-2008 1.33 5.73 8.27 7.44 5.57 7.59 7.93
PGIM India Dynamic Bond Gr 12-01-2012 1.64 5.72 7.72 6.88 5.04 6.78 7.32
Baroda BNP Paribas Dynamic Bond Fund Gr 23-09-2004 1.7 5.34 7.2 6.93 4.97 6.25 7.48
HDFC Dynamic Debt Gr 28-04-1997 1.47 5.02 7.31 6.87 5.95 6.08 8.0
ITI Dynamic Bond Fund Reg Gr 14-07-2021 1.19 4.89 6.8 6.35 - - 5.46
Union Dynamic Bond Gr 13-02-2012 1.55 4.57 7.09 6.69 4.32 5.78 6.34
DSP Strategic Bond Reg Gr 16-05-2007 1.21 4.56 7.83 7.54 5.28 6.9 6.8
Groww Dynamic Bond Reg Gr 30-11-2018 1.25 4.49 6.19 5.73 4.71 - 5.7
Canara Robeco Dynamic Bond Reg Gr 29-05-2009 1.75 3.92 6.48 6.02 4.19 5.97 6.76
Bandhan Dynamic Bond Reg Gr 01-12-2008 1.57 3.24 7.57 6.86 4.57 6.79 7.47