Fixed Deposit vs Debt Funds

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Fixed Deposit
Debt Fund
Submit
Pre-Tax Return Investment Amount Redeemed / Maturity Amount Total Interest / Profit Amount Annual Interest / Return (%)
Fixed Deposit 100000 106975.37 6975.369999999995 6.98
HDFC Dynamic Debt Fund - Growth Option 100000 103,902 3,902 3.9
Post Tax Return Pre-tax Interest / Profit Amount Capital Gains Tax Indexed Amount Income / Capital Gains Tax Post Tax Interest / Profit Amount
Fixed Deposit 6975.369999999995 Not Applicable Not Applicable 2092.61 4882.759999999995
HDFC Dynamic Debt Fund - Growth Option 3,902 Short Term Not Applicable 1,171 2,731

Note: The Fixed deposit interest rate is based on historical State Bank of India Fixed deposit rates for different deposit terms. Short Term if term is less than 3 years. Long Term if term is more than three Years.

Top Performing Debt Mutual Funds


Scheme
Name		 Launch Date Expense Ratio (%) 1-Year Ret (%) 2-Yrs Ret (%) 3-Yrs Ret (%) 5-Yrs Ret (%) 10-Yrs Ret (%) Since Launch Ret (%)
360 ONE Dynamic Bond Reg Gr 24-06-2013 0.52 7.76 8.55 8.13 6.83 6.95 6.94
Mirae Asset Dynamic Bond Reg Gr 05-03-2017 1.01 6.63 6.87 6.53 4.79 - 5.86
ICICI Pru All Seasons Bond Gr 01-05-2009 1.28 6.62 7.46 7.55 6.36 8.17 8.27
Nippon India Dynamic Bond Gr Gr 05-11-2004 0.75 6.38 7.79 7.49 5.55 6.86 6.51
Axis Dynamic Bond Reg Gr 01-04-2011 0.63 6.19 7.43 7.19 5.56 7.34 7.78
ABSL Dynamic Bond Gr Reg 27-09-2004 1.23 6.06 7.52 7.36 6.64 6.37 7.55
ABSL Dynamic Bond-Discipline Advtg Gr 30-03-2009 1.23 6.06 7.52 7.36 6.63 6.36 7.29
JM Dynamic Debt Reg Gr 25-06-2003 0.98 5.65 7.03 6.84 5.56 6.38 6.58
Kotak Dynamic Bond Reg Gr 26-05-2008 1.33 5.23 7.06 7.17 5.44 7.5 7.86
UTI Dynamic Bond Reg Gr 23-06-2010 1.56 5.22 6.88 6.77 8.33 6.62 7.62
Quantum Dynamic Bond Reg Gr 05-04-2017 1.02 5.02 7.0 7.16 5.92 - 6.68
Mahindra Manulife Dynamic Bond Fund Reg Gr 01-08-2018 1.6 5.01 6.64 6.49 4.59 - 5.09
SBI Dynamic Bond Reg Gr 10-02-2004 1.37 4.92 6.73 6.97 5.52 7.34 6.03
HSBC Dynamic Bond Fund Reg Gr 01-01-2013 0.61 4.48 6.7 6.71 4.88 6.69 5.79
PGIM India Dynamic Bond Gr 12-01-2012 1.65 4.24 6.47 6.48 4.9 6.85 7.18
HDFC Dynamic Debt Gr 28-04-1997 1.41 3.9 6.26 6.48 5.78 6.22 7.95
ITI Dynamic Bond Fund Reg Gr 14-07-2021 1.2 3.2 5.8 5.94 - - 5.25
DSP Strategic Bond Reg Gr 16-05-2007 1.21 3.18 6.37 7.02 5.09 6.8 6.7
Baroda BNP Paribas Dynamic Bond Fund Gr 23-09-2004 1.7 3.07 5.8 6.19 4.76 6.21 7.37
Groww Dynamic Bond Reg Gr 30-11-2018 1.25 3.04 4.97 5.1 4.45 - 5.5
Bandhan Dynamic Bond Reg Gr 01-12-2008 1.57 2.82 5.85 6.33 4.52 6.81 7.39
Union Dynamic Bond Gr 13-02-2012 1.57 2.6 5.47 5.98 4.15 5.77 6.2
Canara Robeco Dynamic Bond Reg Gr 29-05-2009 1.76 2.46 5.01 5.39 4.03 6.11 6.65