Fixed Deposit vs Debt Funds

Fixed Deposit
Debt Fund
Submit
Pre-Tax Return Investment Amount Redeemed / Maturity Amount Total Interest / Profit Amount Annual Interest / Return (%)
Fixed Deposit 100000 106240.96 6240.960000000006 6.24
HDFC Dynamic Debt Fund - Growth Option 100000 107,829 7,829 7.83
Post Tax Return Pre-tax Interest / Profit Amount Capital Gains Tax Indexed Amount Income / Capital Gains Tax Post Tax Interest / Profit Amount
Fixed Deposit 6240.960000000006 Not Applicable Not Applicable 1872.29 4368.669999999998
HDFC Dynamic Debt Fund - Growth Option 7,829 Short Term Not Applicable 2,349 5,480

Note: The Fixed deposit interest rate is based on historical State Bank of India Fixed deposit rates for different deposit terms. Short Term if term is less than 3 years. Long Term if term is more than three Years.

Top Performing Debt Mutual Funds


Scheme
Name
Launch Date Expense Ratio (%) 1-Year Ret (%) 2-Yrs Ret (%) 3-Yrs Ret (%) 5-Yrs Ret (%) 10-Yrs Ret (%) Since Launch Ret (%)
DSP Strategic Bond Reg Gr 09-05-2007 1.17 10.39 6.12 5.7 7.34 7.82 6.84
Bandhan Dynamic Bond Reg Gr 01-12-2008 1.62 9.56 5.18 5.0 7.31 7.94 7.7
Kotak Dynamic Bond Reg Gr 26-05-2008 1.31 9.14 5.48 5.48 7.18 8.0 8.01
Quantum Dynamic Bond Reg Gr 05-04-2017 0.96 9.01 6.77 5.94 7.33 - 6.73
SBI Dynamic Bond Reg Gr 10-02-2004 1.44 8.78 6.64 5.43 7.56 7.99 6.0
360 ONE Dynamic Bond Reg Gr 24-06-2013 0.52 8.77 5.71 6.26 6.61 7.51 6.72
Baroda BNP Paribas Dynamic Bond Fund Gr 01-01-2013 1.69 8.1 5.76 5.06 5.96 7.09 7.21
Nippon India Dynamic Bond Gr Gr 05-11-2004 0.74 8.0 5.24 5.47 6.64 7.42 6.42
ICICI Pru All Seasons Bond Gr 01-05-2009 1.31 7.94 6.52 5.95 7.78 9.05 8.39
Union Dynamic Bond Gr 13-02-2012 1.5 7.9 4.81 4.3 6.21 6.57 6.39
ABSL Dynamic Bond Gr Reg 27-09-2004 1.23 7.88 7.15 6.66 5.85 7.05 7.58
PGIM India Dynamic Bond Gr 12-01-2012 1.64 7.86 5.37 4.75 6.37 7.63 7.39
HDFC Dynamic Debt Gr 28-04-1997 0.85 7.81 5.17 6.07 6.32 7.09 8.09
Axis Dynamic Bond Reg Gr 01-04-2011 0.66 7.78 5.09 5.59 7.37 7.93 7.87
HSBC Dynamic Bond Fund Reg Gr 01-01-2013 0.78 7.76 5.56 4.72 6.27 7.59 5.74
ITI Dynamic Bond Fund Reg Gr 14-07-2021 1.19 7.66 5.87 - - - 5.28
UTI Dynamic Bond Reg Gr 23-06-2010 1.54 7.63 9.36 9.99 6.54 7.45 7.78
JM Dynamic Debt Reg Gr 25-06-2003 0.98 7.43 5.66 5.11 5.45 6.8 6.57
Mahindra Manulife Dynamic Bond Fund Reg Gr 01-08-2018 1.57 7.37 4.5 3.68 4.61 - 4.68
Canara Robeco Dynamic Bond Reg Gr 29-05-2009 1.75 7.3 5.09 4.15 5.91 7.08 6.94
Mirae Asset Dynamic Bond Reg Gr 05-03-2017 1.13 6.71 3.91 3.83 6.18 - 5.61
Groww Dynamic Bond Reg Gr 30-11-2018 1.45 5.88 4.56 4.53 5.73 - 5.77