Fixed Deposit vs Debt Funds

Fixed Deposit
Debt Fund
Submit
Pre-Tax Return Investment Amount Redeemed / Maturity Amount Total Interest / Profit Amount Annual Interest / Return (%)
Fixed Deposit 100000 107100.67 7100.669999999998 7.08
HDFC Dynamic Debt Fund - Growth Option 100000 107,527 7,527 7.51
Post Tax Return Pre-tax Interest / Profit Amount Capital Gains Tax Indexed Amount Income / Capital Gains Tax Post Tax Interest / Profit Amount
Fixed Deposit 7100.669999999998 Not Applicable Not Applicable 2130.2 4970.470000000001
HDFC Dynamic Debt Fund - Growth Option 7,527 Short Term Not Applicable 2,258 5,269

Note: The Fixed deposit interest rate is based on historical State Bank of India Fixed deposit rates for different deposit terms. Short Term if term is less than 3 years. Long Term if term is more than three Years.

Top Performing Debt Mutual Funds


Scheme
Name
Launch Date Expense Ratio (%) 1-Year Ret (%) 2-Yrs Ret (%) 3-Yrs Ret (%) 5-Yrs Ret (%) 10-Yrs Ret (%) Since Launch Ret (%)
Bandhan Dynamic Bond Reg Gr 01-12-2008 1.61 9.08 7.69 5.31 6.17 7.85 7.71
DSP Strategic Bond Reg Gr 09-05-2007 1.17 8.6 7.84 6.0 6.9 7.63 6.87
Kotak Dynamic Bond Reg Gr 26-05-2008 1.32 8.36 7.46 5.65 6.35 7.92 8.01
Quantum Dynamic Bond Reg Gr 05-04-2017 0.96 8.33 7.99 6.4 6.55 - 6.8
360 ONE Dynamic Bond Reg Gr 24-06-2013 0.52 8.03 7.27 6.19 6.52 7.2 6.75
HDFC Dynamic Debt Gr 28-04-1997 1.54 7.71 7.22 4.85 6.53 6.86 8.09
PGIM India Dynamic Bond Gr 12-01-2012 1.64 7.69 6.61 5.08 5.49 7.61 7.39
HSBC Dynamic Bond Fund Reg Gr 01-01-2013 0.78 7.64 6.77 5.15 5.64 7.42 5.78
ICICI Pru All Seasons Bond Gr 01-05-2009 1.31 7.54 7.86 6.18 7.18 8.59 8.38
SBI Dynamic Bond Reg Gr 10-02-2004 1.44 7.5 7.93 5.93 6.26 7.91 6.03
ABSL Dynamic Bond Gr Reg 27-09-2004 1.23 7.36 7.26 6.6 5.3 6.85 7.58
Nippon India Dynamic Bond Gr Gr 05-11-2004 0.71 7.28 7.64 5.49 5.78 7.24 6.45
UTI Dynamic Bond Reg Gr 23-06-2010 1.54 7.26 6.61 10.51 7.65 7.1 7.76
ITI Dynamic Bond Fund Reg Gr 14-07-2021 1.19 7.26 6.37 - - - 5.3
Union Dynamic Bond Gr 13-02-2012 1.5 7.23 6.72 4.54 5.27 6.42 6.41
Mahindra Manulife Dynamic Bond Fund Reg Gr 01-08-2018 1.57 7.18 6.68 4.3 4.55 - 4.89
Baroda BNP Paribas Dynamic Bond Fund Gr 01-01-2013 1.69 7.12 7.62 5.56 5.42 6.96 7.23
Axis Dynamic Bond Reg Gr 01-04-2011 0.57 7.02 7.32 5.33 6.53 7.77 7.87
Canara Robeco Dynamic Bond Reg Gr 29-05-2009 1.75 6.86 6.52 4.71 4.9 6.86 6.93
JM Dynamic Debt Reg Gr 25-06-2003 0.97 6.8 6.45 5.38 5.42 6.7 6.57
Mirae Asset Dynamic Bond Reg Gr 05-03-2017 1.09 6.37 6.15 4.19 5.1 - 5.68
Groww Dynamic Bond Reg Gr 30-11-2018 1.4518 5.93 5.76 4.68 5.07 - 5.76