Fixed Deposit vs Debt Funds

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Fixed Deposit
Debt Fund
Submit
Pre-Tax Return Investment Amount Redeemed / Maturity Amount Total Interest / Profit Amount Annual Interest / Return (%)
Fixed Deposit 100000 106398.02 6398.020000000004 6.4
HDFC Dynamic Term Fund - Regular Plan - Growth Option 100000 101,964 1,964 1.96
Post Tax Return Pre-tax Interest / Profit Amount Capital Gains Tax Indexed Amount Income / Capital Gains Tax Post Tax Interest / Profit Amount
Fixed Deposit 6398.020000000004 Not Applicable Not Applicable 1919.4 4478.610000000001
HDFC Dynamic Term Fund - Regular Plan - Growth Option 1,964 Short Term Not Applicable 589 1,375

Note: The Fixed deposit interest rate is based on historical State Bank of India Fixed deposit rates for different deposit terms. Short Term if term is less than 3 years. Long Term if term is more than three Years.

Top Performing Debt Mutual Funds


Scheme
Name		 Launch Date Expense Ratio (%) 1-Year Ret (%) 2-Yrs Ret (%) 3-Yrs Ret (%) 5-Yrs Ret (%) 10-Yrs Ret (%) Since Launch Ret (%)
BANDHAN Dynamic Term Fund Reg B Gr 01-12-2008 1.65 5.59 4.31 7.03 5.25 6.38 7.4
Axis Dynamic Term Fund Reg Gr 01-04-2011 0.65 4.32 5.83 7.04 5.78 6.7 7.68
SBI Dynamic Term Fund Reg Gr 10-02-2004 1.37 3.9 4.88 6.61 5.95 6.62 6.0
ABSL Dynamic Term Fund Reg Gr 27-09-2004 1.22 3.76 5.53 7.01 6.5 5.4 7.46
360 ONE Dynamic Term Fund Reg Gr 24-06-2013 0.59 3.59 6.07 7.57 6.38 6.62 6.77
Nippon India Dynamic Term Fund Gr Plan Gr 05-11-2004 0.74 3.53 5.52 6.81 5.75 5.97 6.43
Kotak Dynamic Term Fund Reg Gr 26-05-2008 1.3478 3.21 4.79 6.89 5.57 6.76 7.74
ICICI Pru Dynamic Term Fund Reg Gr 01-05-2009 1.32 2.92 5.44 6.52 6.05 6.99 8.06
UTI Dynamic Term Fund Reg Gr 23-06-2010 1.28 2.91 4.63 6.3 6.65 5.85 7.44
Mahindra Manulife Dynamic Term Fund Reg Gr 01-08-2018 1.58 2.22 4.34 6.09 4.65 - 4.95
JM Dynamic Term Fund Reg Gr 25-06-2003 0.93 2.12 4.73 6.08 5.45 5.97 6.47
Mirae Asset Dynamic Term Fund Reg Gr 05-03-2017 1.0 2.07 4.53 5.54 4.57 - 5.52
HDFC Dynamic Term Fund Reg Gr 28-04-1997 1.4 1.96 3.74 5.81 4.8 5.13 7.83
HSBC Dynamic Term Fund Reg Gr 01-01-2013 0.83 1.49 3.95 5.98 5.01 5.74 5.68
Quantum Dynamic Term Fund Reg Plan Gr 05-04-2017 1.01 1.13 3.94 6.24 5.64 - 6.34
Groww Dynamic Term Fund Reg Plan Gr 30-11-2018 1.36 1.06 3.14 4.81 4.2 - 5.24
PGIM India Dynamic Term Fund Gr 12-01-2012 1.68 0.44 3.27 5.51 4.65 6.0 6.91
ITI Dynamic Term Fund Reg Gr 14-07-2021 1.23 0.4 2.55 4.71 4.5 - 4.54
Baroda BNP Paribas Dynamic Term Fund Reg Gr 23-09-2004 1.72 0.09 2.9 5.06 4.79 5.26 7.19
DSP Dynamic Term Fund Reg Gr 16-05-2007 1.16 -0.27 2.25 5.32 4.77 5.79 6.48
Canara Robeco Dynamic Term Fund Reg Gr 29-05-2009 1.71 -0.31 1.78 4.34 3.88 4.85 6.38
Union Dynamic Term Fund Gr 13-02-2012 1.54 -1.57 1.87 4.55 3.73 4.76 5.88